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s on hand that are in good working order; in fact, each extinguisher must be inspected and certified annually. Be sure your fire extinguishers are well marked and that your staff knows how to use them. Crime, Disasters, and Other Crises: Insurance and Prevention 311 Smoke alarms are a good idea for stores located in a neighborhood where someone would hear the alarms if they went off at night. Smoke detection systems can be set up as part of your alarm system, connected to a central monitoring office. Smoke detection systems can be set up as part of your alarm system, connected to a central monitoring office. Home.